To reduce family expenses for 2025, the author aims to cut costs without sacrificing necessities. Key strategies include limiting dining out, reconsidering packaged snacks for healthier and possibly less expensive alternatives, and postponing clothing purchases. Despite feeling tight on budget, the author is eager to explore potential savings, especially in food expenses.

How do we budget when we never know what our income will be? Short story, we don’t! We never know how much we’ll

Our banker asked us how much our yearly living would be. I said $12,000 per year. I remember the first time Kyle and I